Creating the Smoky Jalapeno Popper Meatloaf is straightforward if you follow these easy steps:

1. Preheat the Oven: Start by preheating your oven to 350°F (175°C) and lightly grease a baking dish or a meatloaf pan.

2. Mix the Meatloaf Ingredients: In a large mixing bowl, combine the ground beef, breadcrumbs, cheddar cheese, cream cheese, jalapeno peppers, onion, garlic, eggs, smoked paprika, Worcestershire sauce, salt, and pepper. Mix until all ingredients are well incorporated but be careful not to overmix.

3. Shape the Meatloaf: Transfer the meat mixture to the prepared baking dish or shape it into a loaf in the pan. Smooth the top for even cooking.

4. Bake: Place the meatloaf in the oven and bake for about 50-60 minutes, or until the internal temperature reaches 160°F (71°C). A meat thermometer can help ensure it’s fully cooked.

5. Prepare the Creamy Ranch Drizzle: While the meatloaf is baking, whisk together the sour cream, mayonnaise, and ranch seasoning mix in a small bowl until smooth. Set aside.

6. Rest and Serve: Once cooked, remove the meatloaf from the oven and let it rest for about 10 minutes before slicing. Drizzle with the creamy ranch dressing and sprinkle with fresh chives if desired.